That ₹20L Degree Will Cost ₹52L in 10 Years

Education costs in India are rising at 10-12% per year — nearly double the general inflation rate.

The Numbers

• IIT B.Tech (2024): ~₹10 Lakh → ₹26 Lakh in 2034
• Top MBA (2024): ~₹25 Lakh → ₹65 Lakh in 2034
• MS Abroad (2024): ~₹30 Lakh → ₹78 Lakh in 2034

Start a Child Education Fund

A ₹15,000/month SIP started when your child is born, growing at 12% CAGR, gives you approximately ₹70 Lakh by the time they turn 18. That covers most scenarios.

The key insight: every year you delay costs you ₹2-3 Lakh more in the final corpus needed.

This is a draft article. Detailed education planning calculator coming soon.